The subtitle reads ‘90 things to do before you join the real world,’ and I have to admit that made my head spin. My lovely wife always has a ‘To Do’ list for me, and she has worked out that if her list has four or five items on it, I may actually do two or three of them. The concept of a ‘To Do’ list with 90 items on it just boggles my mind. I was aghast at the mere idea! My worries were proven to be unfounded in the first few pages of Getting From College To Career. It was not a ‘to do’ list but 90 ideas about strategies that a new grad can use to break into the job market. Even us ‘old grads’ can learn a thing or two from Lindsey Pollak.
Getting from College to Career offers essential information and guidance for college grads to get their foot in the door of the real world.
‘Chase your dreams early’ Ms. Pollak tells us, otherwise you will find yourself in your 40’s and hating life. Being a recent grad can be a tough road, the student loans have piled up, should you take the best paying job […]
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Student loan consolidation is something students are beginning to consider because of the potential benefits that it can have on a long term basis. Like with most financial matters, student loan consolidation isn’t all about positives, though. There are quite a few negatives to consider before pulling the trigger on consolidation. By considering all of the potential pros and cons, students and their parents can be sure to make an informed, responsible decision with their loan.The pros of student loan consolidation are many. The most glaringly obvious positive to consolidating your student loans is the fact that consolidation can lead to reduced payments and interest rates. For students that have years of loans under their belt, this can be an important money saver and a way to jumpstart a financial future. Obviously, the resulting interest rate must be lower for the consolidation that in the prior loans.As with most loan consolidations, there is the positive of having the loan more organized. Though a loan is something that college graduates should be able to keep up with, it never hurts to have only one payment instead of having to remember to make three or four different payments. With student loan consolidation, […]
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College education often involves a whole lot of expenses for which students take numerous student loans. Most often, these loans, their interest rates and repayment schedules become a big bother. With so many loans to keep track of along with a never-ending stream of student loan interest rates, students get entangled in these rather than focusing on studies. There is a way out of the problem, called student loan consolidation.
This consolidation makes the repayment schedule very simple and convenient by putting together all your student loans into a single loan with a fixed monthly payment schedule. In other words, the earlier loans are dispensed with and a single new one is created.
Benefits of student loan consolidation:
The most obvious benefit of the consolidation is that of convenience. By merging all loans into one, you no more have to keep track of numerous student loans and their repayment schedules and deadlines. Managing a single account is definitely easier and you do not have the risk of forgetting any of the many loan repayment schedules and consequent default.
Another substantial benefit of consolidation is in the financial aspect. Now, since you have just one loan to pay off instead of many, the […]
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