Chapter 1
Jack and Jill sat at the kitchen table and looked into each others eyes and thought about what had just happened. They sat there and waited for their daughter. You see, Jack and Jill were just your average couple. Even though they would never achieve the finer things in life and even though they would probably never be able to travel the world and live their dreams, it was ok, because they had true love. Suddenly, in walked their 10-year old daughter, Janice. She smiled. They smiled. They really loved their daughter. She was beautiful. She immediately took their minds off of the conversation they had just had. She was so young, so innocent, and so pure. She sat down at the table:
Janice: So, you wanted to see me?
Jack: Janice, we need to have a talk.
Jill: Yes, Janice. We had a talk with your school teacher Mrs. Cage yesterday. She told us that you are EXTRAORDINARY! But she also told us that sometimes you don’t sit still and pay attention. Sometimes you seem to be in a dream world.
Janice: Yeah, I know. I hate that stupid class! I don’t see what any of that stuff has to do with […]
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Very few parents or students would argue that college costs are soaring these days. It is now more expensive than ever before to get a good education for your children. It is true that there are many types of student loans available, and even some government student loans and grants, but these often fall short of the needed funds for college. The additional money has to come from someplace and a home equity loan is one of those possible avenues for college cash.
Homeowners may have an advantage over those who do not own their home. In many cases a homeowner may have enough equity in the home to take out either a home equity loan or home equity line of credit. These types of loans can be used for just about any purpose, with college education financing being one of the most common. Depending on your circumstances, the interest that you pay on these types of loans can be tax deductible. However, always consult your tax advisor regarding the deductibility of interest for home loans as the law can vary.
Just how does one get these types of loans? That is a good question. Generally speaking, you begin by shopping for […]
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